Selecting an insurance agent is an important decision. Like picking a doctor or a lawyer, you need to work with people who you are comfortable with and have considerable knowledge about their profession.
Ask your friends, relatives and business associates for names of insurance agents that have an excellent reputation. But, do not stop there. Find out what life insurance carriers they represent. If you are not interested in the companies they represent, you will need to find another agent.
Make sure that the agent:
- Devotes the time needed to understand and serve your annuity needs.
- Demonstrates clear knowledge about the various types of annuities that are available and can plainly explain your choices.
- Has a proven track record of excellent customer service.
- Is licensed by your state insurance department.
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